diff --git a/index.html b/index.html
index 6433660..43b4d99 100644
--- a/index.html
+++ b/index.html
@@ -432,8 +432,24 @@
                 let dateStr = q.created_at || q.date || "";
                 if(dateStr && dateStr.includes('T')) dateStr = dateStr.split('T')[0].split('-').reverse().join('/');
                 
+                // 🛑 LÓGICA STRIPE: Creamos el botón rápido si está firmado, la empresa tiene Stripe y NO está pagado
+                let bSet = globalCompanyData?.billing_settings || {};
+                if (typeof bSet === 'string') { try { bSet = JSON.parse(bSet); } catch(e) {} }
+                const stripeEnabled = bSet.stripe_enabled && bSet.stripe_pk;
+                
+                const isSigned = (q.status === 'accepted' || q.status === 'converted');
+                let quickPayButton = '';
+                
+                if (stripeEnabled && isSigned && q.status !== 'paid') {
+                    quickPayButton = `
+                        <button onclick="event.stopPropagation(); quickPayStripe(${q.id})" class="mt-4 w-full bg-indigo-600 text-white font-black py-3 rounded-xl flex items-center justify-center gap-2 uppercase tracking-widest text-[10px] shadow-md shadow-indigo-500/20 active:scale-95 transition-transform hover:bg-indigo-700">
+                            <i data-lucide="credit-card" class="w-4 h-4"></i> Pagar Ahora
+                        </button>
+                    `;
+                }
+
                 // 🛑 FIX: Calcar los colores y estados del escritorio
-               let statusBadge = "";
+                let statusBadge = "";
                 if (!q.status || q.status === 'pending') {
                     statusBadge = `<span class="bg-amber-100 text-amber-700 px-2 py-1 rounded-md text-[8px] font-black uppercase tracking-widest flex items-center gap-1 w-fit mt-1.5"><i data-lucide="clock" class="w-3 h-3"></i> Pte. Resolver</span>`;
                 } else if (q.status === 'accepted' || q.status === 'converted') {
@@ -463,6 +479,7 @@
                         <span class="text-[10px] font-bold text-slate-500 flex items-center gap-1"><i data-lucide="calendar" class="w-3 h-3"></i> ${dateStr}</span>
                         <span class="text-lg font-black text-slate-800">${amountStr}€</span>
                     </div>
+                    ${quickPayButton}
                 </div>`;
             });
             
@@ -693,6 +710,26 @@
             }
         }
         
+        // 💳 LANZAR PAGO RÁPIDO DESDE LA TARJETA EXTERNA
+        async function quickPayStripe(id) {
+            showToast("⏳ Redirigiendo a pasarela segura...");
+            try {
+                const res = await fetch(`${API_URL}/public/portal/${urlToken}/budget/${id}/checkout`, {
+                    method: 'POST',
+                    headers: { 'Content-Type': 'application/json' }
+                });
+                const data = await res.json();
+                
+                if (data.ok && data.checkout_url) {
+                    window.location.href = data.checkout_url; 
+                } else {
+                    showToast(data.error || "❌ Error al iniciar el pago.");
+                }
+            } catch (e) {
+                showToast("❌ Error de conexión con el banco.");
+            }
+        }
+        
         async function generatePDF(id) {
             const budget = currentQuotes.find(b => b.id === id);
             if(!budget) return showToast("❌ Error: Presupuesto no encontrado");