diff --git a/server.js b/server.js
index 72ed178..6c3f991 100644
--- a/server.js
+++ b/server.js
@@ -2018,6 +2018,85 @@ app.post("/public/assignment/:token/reject", async (req, res) => {
     }
 });
 
+// ==========================================
+// 💰 MOTOR FINANCIERO Y CONTABILIDAD (PREPARADO PARA ROBOT PDF)
+// ==========================================
+// Creamos la tabla financiera preparada para facturas y robots
+pool.query(`
+  CREATE TABLE IF NOT EXISTS service_financials (
+    id SERIAL PRIMARY KEY,
+    scraped_id INT REFERENCES scraped_services(id) ON DELETE CASCADE UNIQUE,
+    amount DECIMAL(10,2) DEFAULT 0.00,
+    payment_method TEXT,
+    is_paid BOOLEAN DEFAULT false,
+    invoice_ref TEXT,
+    pdf_raw_data JSONB,
+    created_at TIMESTAMP DEFAULT NOW(),
+    updated_at TIMESTAMP DEFAULT NOW()
+  );
+`).catch(console.error);
+
+// Obtener toda la contabilidad
+app.get("/financials", authMiddleware, async (req, res) => {
+    try {
+        // 1. Truco de magia: Si hay servicios que no tienen ficha financiera, se la creamos automáticamente.
+        // Si tiene compañía asignada, le ponemos "Cobro Banco" por defecto. Si no, "Pendiente".
+        await pool.query(`
+            INSERT INTO service_financials (scraped_id, payment_method)
+            SELECT id, 
+                   CASE WHEN raw_data->>'Compañía' IS NOT NULL AND raw_data->>'Compañía' != '' AND raw_data->>'Compañía' != 'Particular' 
+                        THEN 'Cobro Banco' 
+                        ELSE 'Pendiente' END
+            FROM scraped_services
+            WHERE owner_id = $1 AND id NOT IN (SELECT scraped_id FROM service_financials)
+        `, [req.user.accountId]);
+
+        // 2. Devolvemos la lista cruzando las finanzas con los datos del servicio
+        const q = await pool.query(`
+            SELECT f.*, s.service_ref, s.raw_data, s.status
+            FROM service_financials f
+            JOIN scraped_services s ON f.scraped_id = s.id
+            WHERE s.owner_id = $1
+            ORDER BY f.updated_at DESC
+        `, [req.user.accountId]);
+        
+        res.json({ ok: true, financials: q.rows });
+    } catch(e) {
+        console.error("Error financiero:", e);
+        res.status(500).json({ ok: false });
+    }
+});
+
+// Guardar un cobro/pago
+app.put("/financials/:id", authMiddleware, async (req, res) => {
+    try {
+        const { amount, payment_method } = req.body;
+        const parsedAmount = parseFloat(amount) || 0;
+        
+        // Si el importe es mayor que 0, se marca como pagado automáticamente
+        const isPaid = parsedAmount > 0;
+
+        await pool.query(`
+            UPDATE service_financials 
+            SET amount = $1, payment_method = $2, is_paid = $3, updated_at = NOW()
+            WHERE scraped_id = $4
+        `, [parsedAmount, payment_method, isPaid, req.params.id]);
+
+        // LOG AUTOMÁTICO DE TRAZABILIDAD
+        const userQ = await pool.query("SELECT full_name FROM users WHERE id=$1", [req.user.sub]);
+        const userName = userQ.rows[0]?.full_name || "Sistema";
+        await pool.query(
+            "INSERT INTO scraped_service_logs (scraped_id, user_name, action, details) VALUES ($1, $2, $3, $4)",
+            [req.params.id, userName, "Cobro Actualizado", `Importe: ${parsedAmount}€ | Método: ${payment_method}`]
+        );
+
+        res.json({ ok: true, is_paid: isPaid });
+    } catch(e) {
+        console.error(e);
+        res.status(500).json({ ok: false });
+    }
+});
+
 
 // ==========================================
 // 📖 MOTOR DE TRAZABILIDAD (LOGS)